Restaurant Payment Processing

Payment terminals, Point of Sale, and Pay at the Table for bars, quick-serve, sit-down, and mobile food vendors, we can help you save on credit card processing

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Clover Station:

Manage like a pro

Clover Station is a true powerhouse point of sale. With it's huge 14" screen and high-capacity printer, you can input and manage orders with ease. Connect to a kitchen printer, weight scale, or handheld Clover Flex units to offer pay-at-the-table options for your customers. Clover POS is easy to customize for your business, and hardware starts at only $50/month or $1399. See why Clover is one of the most popular POS options on the market.

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What's included in your AND membership?

We make this easy. AND accounts give you access to the tools you need, and the lowest rates out there:

Membership Pricing with no surprises OR

Zero-cost processing options

AND gateway with email invoicing

Take in-person, phone, or online payments

Accept ACH / eCheck payments

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Restaurant and food merchants AND supports

AND works with all types of food service businesses, from restaurants to quick-serve to mobile food trucks.

Fine Dining

Between Clover Station and our smart terminal options, your restaurant has many choices. You can still print and sign, or use Clover Flex to pay at the table.

Casual Dining

Pay-up-front and smaller establishments can use a Clover Mini, or a basic payment terminal. Smart terminals will give flexibility with receipts.

Coffee Shops

Coffee shops love using Clover, because of the easy menu systems and reporting for employees and tips. See apps that many coffee shops use here.

Food Trucks

Clover Flex and the PAX a920 are two very popular options for mobile food vendors. Just want a mobile device? Check out Clover Go for a compact phone reader.

Grocery / Market

Markets and food vendors can often utilize zero-cost processing methods to help offset credit card processing fees. Our smart terminals make it simple.

Bars and Clubs

Clover makes tab management a breeze, and employee clock in/out is managed through a secure fingerprint sensor on the Clover Station Pro.

Taking payments in-person is a great way to keep rates low and reduce disputes. AND offers numerous low-cost terminals with all of the latest features - EMV, contactless (NFC and Apple Pay), along with wireless connectivity. Learn how a smart payment terminal can help reduce back-office expenses and keep your office running smoothly. Terminals start at just $149.

In-person Payments

Smart Terminals

Zero-cost processing:

reduce fees by 90%

As businesses look to reduce costs, an easy start is to "pass along" credit card processing fees to your customers. This is a well-known practice, think about gas-stations. You pay less if you pay by cash, and consumers have no problems with this. In many retail markets, consumers don't mind paying a small premium in order to utilize a credit card on their purchase. So, why pay upwards of 3% if you don't have to? Let us guide you through zero-cost.

How does it work?

Learn how everything works

Point of sale, PCI, smart terminals... we get it, there's a lot going on. Let AND guide you through the details. Check out our FAQ page to see side-by-side charts explaining program differences, common definitions, and more. Our goal is to ensure our merchants are knowledgeable about all options.

Resources and FAQ

We're serious about saving money.

AND is dedicated to getting your processing rates as close to zero as possible. We utilize membership pricing along with cash discounting and surcharging programs to maximize savings. Let our analysts review your statements and see how much money we can put back in your pockets.

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