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AND Payment Processing Blog
News, updates, and information to help merchants learn about and understand the payment processing industry


Talk to my Lawyer!
When you pick up a phone call as a support representative and the first thing you hear on the other line is, “this is so-and-so’s lawyer...
Derek Jarrett
Oct 22, 20203 min read

Where did my sale go?
As a support representative there are times you pick up the phone and after hearing the reason for the call you think to yourself it’s...
Derek Jarrett
Sep 22, 20203 min read


The Importance of the Customer Experience During COVID
I got a haircut for the first time since February. I’ve been wanting to go for a while, but as time wore on, it was very clear that Covid...
Anthony Lawson
Sep 9, 20206 min read


The Point of Sale decision
A business' processing equipment is one of the most common reason that a merchant decides to stick with their current provider. If I...
Derek Jarrett
Sep 2, 202011 min read

Farmer's Markets Last Mulligan?
I love farmer’s markets. Seeing a farmer’s market on the side of the road reminds me of the simpler, younger days when I was a kid. It...
Derek Jarrett
Aug 13, 20204 min read


Bonafide Rockstar
When Derek, Nick, and I started AND we knew we wanted to educate merchants on how to better navigate the world of credit card processing....
Anthony Lawson
Aug 6, 20203 min read


Choosing a credit card processor… where to begin?
Accepting credit cards is a ubiquitous part of owning a business these days. Barring a few exceptions, almost all businesses need to accept
Nick Bencivenga
Jul 27, 202012 min read


THE TALE OF AVOIDABLE REJECTS
Merchant fees are similar to a cell phone bill; whether you use your phone or not, you can expect a bill to come every month as you're payin
Anthony Lawson
Jul 27, 20202 min read


A Penny Saved, A Penny Earned.
It’s not uncommon for a merchant to skip reviewing their month end statement. After all, they got paid for their sales so everything appears
Derek Jarrett
Jul 23, 20202 min read


Where's our money... from last year?
The call started out as any other, a support call regarding a terminal’s printer being faint. I thought, hey, no biggie. This is a quick set
Derek Jarrett
Jul 13, 20202 min read


Covid 19… 7 characters that changed everything about how we operate.
Everyone has been impacted in some way, shape, or form. Over 130,000 of our citizens have tragically lost their lives, and more will fall.
Nick Bencivenga
Jul 7, 202010 min read


Meet Anthony Lawson, CIO and Co-Founder of AND
I grew up in a loving household. “Treat others how you want to be treated” was a core philosophy. I saw this in my parent’s relationship and
Anthony Lawson
Jul 3, 20204 min read


Meet Nick Bencivenga, CEO and Co-Founder of AND
I’ve always loved talking to people. Learning tidbits about things previously unknown, sharing experiences, bonding, problem-solving...
Nick Bencivenga
Jul 2, 20205 min read


Meet Derek Jarrett, COO and Co-Founder of AND
I'm there for you when you need me, and hopefully can convince you to join me on a bike ride or hike! Staying active and being ready to tack
Derek Jarrett
Jul 1, 20204 min read

What kind of name is AND?
Good question. At first glance, it sounds so… common. Almost generic? It’s such a regularly used word, something you don’t really even think
Nick Bencivenga
Jul 1, 20208 min read
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