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Payment processing with a viable principle: utility

Flat rate membership-pricing reduces your processing fees by up to 50%

AND zero-cost programs can cut your fees by over 95% 

Trustworthy pricing and service

Membership pricing

Zero Cost

High-Volume Rates

Direct wholesale rates make it easy.

Members receive transparent, wholesale pricing so you pay the lowest overall rate. We add a flat rate membership fee, so you'll never have surprise costs.

Zero cost or shared costs saves you money.

Zero-cost processing allows you to fully pass costs to your customers. Or, you may choose to share those costs with them, it's up to you.

Custom pricing specific to your business.

High volume rates structured specifically for your business, that's it. Add the AND gateway with invoicing, recurring billing, level 2 & 3 processing, and ACH.

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We work with all merchants, offering low-cost options for in-person, eCommerce, B2B, and more. 

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In Person Payments 

Check out Clover Station and our smart terminal inventory. Our terminals have EMV, NFC, and WiFi capabilities, and smart terminals have No PCI scans!

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eCommerce 

We are pre-integrated with WooCommerce, or you can use any third party gateway you'd like. We can setup Authorize.net, NMI, and USAePay.

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Mobile Processing 

Mobile businesses love using Clover Go, because of the easy menu, simple setup, and low-priced readers. Plus, Go works with existing Clover systems.

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B2B Level 2/3 sales 

Our AND gateway automatically  gets you the lowest possible interchange rates, so you don't have any extra work. Learn about how level 2/3 works here. 

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Invoicing / Recurring 

The AND gateway includes both invoicing and recurring billing for free. Quickly send "click to pay" requests, or create "set it and forget it" payment plans.

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Development API 

AND makes it easy to plug in. Our open API allows you to get payment data into any system you wish, like a shopping cart, CRM, or accounting software.

What's accessible in your AND account?

We make this easy. AND accounts give you access to the tools you need, and the lowest rates out there:

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          Membership Pricing with no surprises OR
 

          Zero-cost processing options
 

          AND gateway with email invoicing

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          Take in-person, phone, or online payments

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          Accept ACH / eCheck payments

Request a free analysis

AND industry experts will review your current processing statements, and provide you with a detailed comparison. We want you to see how we're transparent with our pricing - we'll take the time to explain your current statements, and how we'll be different.

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